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Tax, minus the jargon

Straight-talking tax tips, allowances and updates for business owners. The bits that actually save you money or hassle, written to make sense without an accountancy degree.

Sole traders

Sole trader expenses: what you can actually claim

The costs you can put through the books, and the ones HMRC will not let you near.

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VAT

VAT registration for sole traders: a complete guide

When you have to register, when it is worth doing by choice, and what changes once you are in.

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Limited companies

The best director's salary for 2025/26

The salary and dividend mix that keeps the most in your pocket this tax year.

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Personal tax

The 100k income trap, and how to dodge it

Why earning just over 100k can cost you far more than you think, and what to do about it.

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Personal tax

Payments on account, explained simply

What they are, why HMRC asks for them, and how to plan so they never catch you out.

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Sole traders

Allowable business expenses you might be missing

A run through the everyday costs sole traders forget to claim, and the ones to leave well alone.

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Limited companies

Trivial benefits: small gifts, real tax savings

A simple, legitimate way to take a little out of the company tax-free. Here are the rules.

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Tax planning

Using ISAs to keep more of your money

How to shelter savings and investments from tax, and why it is worth doing before April.

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Sole traders

Mileage: what you can actually claim

The rates, the records to keep, and whether claiming mileage beats running a car through the business.

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